Mosaac Financial Blog

With Christmas and the New Year over, it is time to turn your thoughts to planning for the tax year end. While many parts of the tax landscape have been frozen, such as the personal allowance and most income tax thresholds, that does not mean you should ignore tax year-end planning as we approach 5 April. Among the areas to consider are; ·      Pension contributions: The tax limits for pension contributions were eased at the start of the current tax year. You may now be able

The administration of lasting powers of attorney (LPA) is on its way to becoming fully online. In an ideal world, you should have an LPA (or its Scottish or Northern Ireland equivalent) sitting beside your will. The absence of either can complicate matters considerably for your family. Without a will, the distribution of your estate defaults to the laws of intestacy, which may not match your (or your family’s) wishes. Similarly, if illness means that you cannot manage your ow

Has Covid 19 made you see things differently? You're not alone! Read about how some of our clients are re-evaluating their futures

We are our biggest asset yet we don’t insure ourselves against events that could affect our home, car and indeed our family. Why is that?