Mosaac
Our Fees
Our Fees – A Simple Guide
We believe in being open and transparent about our fees.
Your initial meeting is at no cost.
This is where we discuss your goals, how we can help, and agree on any future costs before any work starts.
Fees only become payable if you decide to proceed with financial planning services.
These fees will be agreed in advance with your adviser.
Our fees fall into two categories:
1. Initial Advice
2. Ongoing Advice
Initial Advice
Initial Fee
The amount you will be charged will depend on the amount of the investment being made. We offer a ‘tiered fee’ structure which ranges from 4% to 1% of the initial investment.
For example, if investing £200,000, the Initial fee would be 2%, therefore the fee would be £4,000.
This can be paid out of the investment being made or via a separate payment from yourself.
Ongoing Advice
Once your financial plan is in place, you may benefit from regular reviews and updates.
The most appropriate level of ongoing service will be agreed with your adviser, tailored to your needs and personal circumstances.
There are three different service levels, each with a minimum fee requirement.
Fees can be taken out of investments made or paid by you as an annual or monthly payment, or a combination of both.
Chartered Financial Planner
For more complex advice or specialised areas, a Chartered Financial Planner may be required.
Chartered Financial Planners are among the top professionals in their field.
​
​
Service Level​
Select
Premium
Bespoke
​
​
Review Timeframe
1 review every 2 years
1 annual review
2+ annual reviews
​
​
​
Minimum Annual Fee
£500
£1,000
£3,000
Ongoing Advice
​
​
Service Level​
​
Premium
Bespoke
​
​
Review Timeframe
​
1 annual review
2+ annual reviews
​
​
​
Minimum Annual Fee
​
£1,500
£4,400