Mosaac Financial Blog

New income tax statistics from HMRC appear to be good news, but the numbers are not what they seem. This table, recently released by...

Rising mortgage rates are posing some difficult questions for one of the major providers of housing finance. You would think that a group...

New research reveals that one in three people could face hardship in retirement. Source: Frontier Economics based on Scottish Widows survey data The “cost of living crisis” is a phrase that is hard to avoid in any media. High inflation, stealthily increasing taxation and constrained earnings growth are an unwelcome combination that leaves few of us unaffected. In time, the crisis should pass. It is easy to forget now that a little over two years ago, in July 2021, inflation w

2022 was an eventful year, giving you good reason to think about your financial planning for 2023. This year we saw three prime...