Mosaac Financial Blog

New research from HMRC show company cars are becoming more common – and greener.

With changes to Individual Savings Accounts (ISAs) expected in the Autumn Budget, one existing variant has been heavily criticised by the Treasury Select Committee. The Lifetime ISA (LISA) made its debut in George Osborne’s final Budget in March 2016. At the time, it appeared to be a proposal for a new form of pension savings product and the potential precursor to a radical overhaul of the pension tax regime. After Osborne was replaced by Philip Hammond in the wake of the B

New research suggests some retirement costs have fallen, but there is a twist… How much net income do you need each year for a minimum, moderate or comfortable living standard in retirement? Every year since 2019, the Pension and Lifetime Savings Association (PLSA), working in conjunction with Loughborough University, has provided the answer. In June, the PLSA published the latest calculations: Table 1: PLSA income calculations on living standards 2023–2025 Living standard On